With many variables affecting auto insurance, you may find yourself in a space where you’re not sure if you have the insurance you need anymore. Things like new safety features, vehicle technology, as well as your driving record and experience can all change the insurance coverage you need, as well as what you pay for it. Add in the “new normal” under Covid-19 and you may find your driving habits have changed significantly, either driving less or driving more now that restrictions are lifting.
A few months ago many of us found ourselves working from home and adjusted our policies accordingly. Are you still working from home? You should still be ok, but if you’re now back in the workplace and using your vehicle again, don’t let those previous changes put you at risk. Discuss your policy with your broker to make sure that your coverage reflects your needs.
Also, take this time to speak to your broker about bundling your insurance policies. Much like bundling your cable, internet, and phone bills, you do tend to save money when you have all your coverage with one company. Some folks have seen savings up to 17.5% when bundling their auto & home insurance!
By keeping on top of your insurance coverage, and maintaining clear and open communication with your insurance broker, you can keep your and your family safe, as well as save money, and that’s a win-win situation!